MMyHomeversity
Boston streetscape — representative photo

Living in Boston

Smart, cold, walkable. The international student playbook for Harvard, MIT, BU, and Northeastern.

Photo: Unsplash · representative city image

Boston is America's college town — Harvard and MIT in Cambridge, BU and Northeastern in the city proper, plus a dozen smaller schools. Compact, walkable, deeply seasonal. The 'T' (subway) is older than most of Europe's metros and breaks accordingly. This guide covers the broker fee math, the Massachusetts winter, the broken-but-beloved T system, and the small things that make Boston feel like home.

Do this

Specific, actionable things that change your life.

Decide on a guarantor strategy before viewing any apartment

Boston landlords ask for 'last + first + security' upfront (3 months rent) plus a broker fee equivalent to 1 month. International students without US credit have three paths: TheGuarantors service, paying 6 months upfront, or going through a school-affiliated housing operator.

Get a Charlie Card

MBTA's transit card. Monthly LinkPass = $90. Worth it if you commute by T more than 4 days/week — otherwise pay-per-ride.

Buy a coat before mid-October

Boston winters average -5°C with windchills well below. A real down coat is non-negotiable. Marshalls + Filene's Basement are the cheap options; Patagonia + LL Bean if you can spring.

Try the Italian-American food in the North End

Mike's Pastry for cannoli (or Modern Pastry for the same cannoli without the line). Regina Pizzeria for thin-crust. Worth one pilgrimage in your first semester.

Take the Blue Line to Wonderland once

Beach + boardwalk at the end of the line. Cheaper than going to Cape Cod. Boston rarely feels like a beach city, but in summer this works.

Don't do this

Mistakes other students consistently make.

Don't sign a Cambridge lease in August

September 1st is the universal Boston move-in date — almost every lease in the city starts Sept 1. By August, you're competing with everyone. Apartment hunting peaks in May-June for September 1.

Don't drive in Boston your first 6 months

Streets are 17th-century cow paths. Drivers are aggressive. Parking is expensive and tickets are aggressive. Use the T, walk, or Uber.

Don't skip the school health insurance waiver deadline

MIT + Harvard auto-enroll you in their plan ($3,800-5,100/year). If you have equivalent coverage from your home country, file the waiver by mid-September. Otherwise you'll be billed.

Don't try to use the Charlie Card for the SL1 to Logan Airport

Silver Line to airport is free from inside the airport. SL1 from the city is $2.40. Going TO the airport: pay. Coming FROM the airport: free.

First week

In your first 7 days.

Ordered by urgency. Top items have hard deadlines.

  1. 1

    Activate I-20 / SEVIS at your school's international office

  2. 2

    Open a US bank account (Bank of America, Citizens, Cambridge Trust)

  3. 3

    Apply for SSN if you have an on-campus job (Boston SSA office on Causeway St)

  4. 4

    Get a Charlie Card or set up Apple Pay for the T

  5. 5

    Sign up for school health insurance unless you have a waiver — deadline mid-September

  6. 6

    Register your US address with the international student office

  7. 7

    Set up renters insurance ($100-150/year)

Local customs

The unwritten rules.

Bostonians are direct, not rude

The accent + speed of speech makes Boston feel abrasive to international ears. It's not. New Englanders are warm once you get past the first interaction.

Dunkin' is a religion

More Dunkin' Donuts per square mile than anywhere on earth. Order coffee 'regular' = cream + sugar. Order 'iced regular' = ice cream + sugar with ice.

'Wicked' means very

Wicked good = very good. Wicked smart = very smart. Used unironically in casual speech. You'll pick it up.

Safety

Honest, not paranoid.

Boston is one of the safer US college towns

Cambridge especially. Standard urban awareness applies. Late-night T is generally safe (it stops running ~12:30am).

BlueBikes are a great daily transit option

Annual student membership = $50. Beats waiting for the T.

Save 911 + BPD non-emergency (617-343-4200)

911 emergency. BPD non-emergency for petty theft, noise, ongoing issues. MIT and Harvard each have their own police forces if on campus.

Insider savings

Where the math wins.

MIT/Harvard libraries are heated, free, and serve coffee

Your single biggest winter quality-of-life lever. Study at MIT's Hayden Library or Harvard's Lamont — you save heating costs, get coffee, and meet people.

Trader Joe's beats Whole Foods in Cambridge

Memorial Drive TJ's is the cheapest grocery option for Cambridge. Whole Foods Cambridge is convenient but ~30% more for the same staples.

ICA Boston free on Thursday nights

Most major Boston museums have free/reduced student nights. ICA Thursday. MFA every Wednesday after 4pm if you're a Mass resident.

Next

Ready to find your place in Boston?

Free help in your language — we narrow the city down to your neighborhood, your budget, your university.

See Boston apartments